united india insurance two wheeler insurance in hyderabad

The NCB starts with 20% and reaches up to 50% for consecutive 5 claim free years. The ‘No Claim Bonus’ or NCB is the discount that is given for every claim free year. The company offers the ‘No Claim Bonus’ to its customers. The discounts provided by United India Two-Wheeler Insurance Company are: No Claim Bonus: The Discounts Offered by United India Two-Wheeler Insurance: Damage occurred due to mechanical breakdown of the bike or any peril that is uninsured.The total deductible amount specified in the schedule of the policy.The claims made for theft of accessories or parts of a two-wheeler.All the metal parts excluding the depreciation.

The full amount is compensated in case of replacement of all the parts of insured’s two-wheeler.All the plastic parts without any depreciation.The inclusions and exclusions of this add-on cover are: The claim amount is granted to the insured without deducting the depreciation on the replaced parts. Zero Depreciation Cover: Under this add-on cover depreciation waiver is offered for plastic and metal parts if partial loss incurs to them.Extension of Geographical Area: United India Two-Wheeler Insurance offers the feature of geographical area extension by paying an additional 500 Rupees.The main add-on features that are availed by paying an additional premium are: The United India Two-Wheeler Insurance also provides the facility of add-on features to enhance the basic coverage. This works as an income replacement or financial help in case of traumatic instances of a personal accident.The company pays a sum insured of Rs.15 Lakh to the driver and/or owner of the insured vehicle if he/she encounters permanent partial disability or permanent total disability or accidental death.The two-wheeler insurance policies of United India also provide coverage against personal accident. Housebreaking, theft, burglary of the two-wheeler.Fire, explosion, lightning, self-ignition.Natural calamities such as flood, cyclone, typhoon, storm, hurricane, hailstorm, etc.The United India Two-Wheeler Insurance Company offers a wide range of coverage in case of own damage. Inclusions in Own Damage (Package Policy) Insurance: The plan also offers compensation of up to Rs.1 Lakh in case of third-party property damage, injury, or death of third-party.This feature also covers accidental death or physical injury to a third-party person. This insurance plan covers liabilities incurring to third-party in case of an accident.Inclusions in Third-Party Liability (Liability Only) Insurance:

United india insurance two wheeler insurance in hyderabad